This volume presents basic information to help readers make decisions related to personal finance and spending, saving, and borrowing, drawing on information from government sources,
professional associations, research, periodicals, white papers, books, and websites. Presented in a question-and-answer format, chapters cover personal decision making and shopping, including
budgeting, paying bills, buying a car or home, cash, bank accounts, debit and credit cards, and other forms of currency; debt and loans, with discussion of credit counseling and bankruptcy;
saving and investing money, including saving for college, retirement planning, and investment and savings options; and types of insurance and government protection programs, such as Medicare
and Medicaid, food stamps, social security, and workers’ compensation. Annotation ©2015 Ringgold, Inc., Portland, OR (protoview.com)