Misrepresentation in the Life, Health, and Disability Insurance Application Process: A National Survey

Insurers have a right to require that those applying for insurance will truthfully answer all questions in the application. But what happens when a life, health, or disability insurance application contains misrepresentations or intentional concealments? This is a comprehensive overview of each of the fifty states, the District of Columbia, and the federal circuits regarding misrepresentations in applications as well as the applicable case law interpreting all relevant statutes.